Who Are You Becoming?

A Faithful Framework for Goal Setting in 2026

As the calendar turns from December to January, we’re often flooded with talk of resolutions, goal setting, and “new year, new you” energy. But here at John Moore Associates, we find this season to be more than just a chance to set new goals; it’s an invitation to reflect on the person you are becoming.

One of the patterns we’ve noticed over the years is that our most successful clients, whether in their finances, family life, or personal growth, aren’t just drifting through life. They have a destination in mind. They may not know every step ahead, but they’re intentional about their direction.

Proverbs 16:9 reminds us, “In their hearts humans plan their course, but the Lord establishes their steps.” This verse offers both encouragement and guidance: it’s wise to make plans, to cast a vision, and to set a course. But we also trust that the Lord will lovingly direct our steps along the way.

Casting Vision for Who You Want to Be

In his best-selling book Atomic Habits, James Clear writes, “Every action you take is a vote for the type of person you wish to become.” In other words, good habits aren’t just about productivity or performance. They’re about identity.

Before we rush into 2026 with a checklist of goals, what if we paused to ask a more powerful question: Who do I want to become this year?

This is a deeply biblical question. Scripture consistently speaks to the importance of transformation, not just in what we do, but in who we are. Romans 12:2 encourages us, “Do not conform to the pattern of this world, but be transformed by the renewing of your mind.”

Transformation, by God’s design, is both spiritual and practical.

The Power of Small Steps

It’s tempting to think that change requires massive action. But Atomic Habits flips that idea on its head. Clear argues that the most sustainable and impactful changes start small, so small they might seem insignificant at first.

He introduces the concept of becoming “1% better every day.” Over time, those tiny improvements compound into significant growth.

As stewards of the resources God has entrusted to us, our time, our money, our relationships, this principle is deeply encouraging. You don’t have to overhaul your life in January. You just have to begin with one faithful step.

A Faith-Based Framework for 2026 Planning

As you prepare for the new year, consider walking through these steps:

1. Clarify Your Identity

Ask yourself, “Who do I want to be in 2026?” A present parent? A generous giver? A wise steward? Write it down. Pray over it. 

2. Connect to Habits

Once you’ve clarified your identity, ask, “What small, consistent actions would someone like that take?” For example:

• A present parent might begin by blocking out one distraction-free hour each evening.
• A generous person might start by setting up a recurring gift, even a small one.
• A wise steward might commit to reviewing their budget weekly.

 3. Start Small and Stay Consistent

Choose one small habit to start in January. Keep it bite-sized and doable. You’re building the muscle of identity-based habit formation.

4. Invite Accountability

Share your vision with someone you trust. Whether it’s a spouse, a friend, or your financial advisor, let them in on your direction.

5. Trust God with the Journey

As you make your plans, hold them with open hands. The Lord is faithful to direct your steps, even when the path changes or the progress feels slow.

Every day in 2026 is a new opportunity to become more of the person God is calling you to be. Don’t let the size of your vision paralyze you. Instead, start small. Start faithful. Start now.

We’d love to walk alongside you in that journey, especially as it relates to your financial stewardship. Let’s plan for the year ahead with clarity, intention, and trust.