Financial Planning
The way you plan for your financial future can transform your present. JMA can help you see your financial plan as a driver for your values and convictions.
Our financial planning approach.
Your money isn’t just yours. You’re a faithful steward of resources that affect not only you, but also the lives of your loved ones and the world around you. As your advisor, it’s our role to provide principled counsel, drawing from a worldview that reflects generosity, wisdom, and flourishing.
At JMA, we define financial planning as the continuous, predetermined allocation of limited resources among unlimited, changing alternatives
Continuous
Our planning process is based on long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined
Money decisions should be proactive and thoughtful, not reactive and emotional.
Limited Resources
No matter the number on your balance sheet, your finite resources must be stewarded wisely.
Unlimited Alternatives
Decision-making is all about tradeoffs, which become more complex and challenging as your wealth grows.
How We Help
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Investment Management
Your future is more valuable than a cookie-cutter portfolio. Our investment management strategies operate completely in-house, overseen by our investment committee, providing you with unique opportunities for values-based investing.
Multigenerational Planning
We see multigenerational planning as preparing the next generation for your wealth, not the other way around. It's our great joy to serve multiple generations in our office, equipping children and grandchildren to steward a potential windfall or inheritance.
Charitable Giving
At JMA, charitable giving is more than a line item on your tax return. We see your desire for generosity and want to help you amplify your impact. We want to help you make charitable giving a robust piece of your financial plan and your life.
Tax Strategy
More complex finances equate to more complex tax considerations. Our team regularly reviews your tax returns and coordinates with your CPA on tax-related topics like charitable giving, Roth conversions, Medicare planning, and more.
How We Work
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Ready to See Your Whole Plan Come Together?
Every plan starts with a conversation about your family, your goals, and
what you want your wealth to accomplish.
Financial Planning Insights
Financial Planning Month: Creating a Rhythm for Your Financial Life
Financial Planning Month is observed each October and is a good reminder to step back and look at your whole financial life before year-end. A simple annual financial review begins with gratitude, reflects honestly on the past year, and then looks ahead at how you can steward what you’ve been given across four areas: how…
Long-Term Care Planning Isn’t Just About Insurance
Long-term care planning starts before the insurance question. Decide what care you would want, who would realistically provide it, and what resources could cover it. Only then does the useful question appear: how much of that risk do you actually need to insure, and how much can you carry yourself? A recent conversation with a…
How to Manage Sudden Wealth: The Emotional Side
Sudden wealth changes your balance sheet immediately and your confidence slowly. Families who handle it well usually pause before expanding their lifestyle, decide what the money is for before deciding what to buy, and set expectations with family early. Wealth is a tool, not an identity. When a business owner sells the company they’ve spent…
Midterm Election Years: A Biblical View of Markets
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus. – Philippians 4:6-7 (NIV) Election years can make uncertainty feel more urgent. A client recently…
Business Exit Planning: What Business Owners Should Do Before Selling Their Company
Most business owners will generally only sell or transition a company once in their lives. That makes the process different from nearly every other major responsibility they handle. Owners may negotiate contracts, hire employees, review financial statements, and make strategic decisions every week. But selling the business they spent decades building is usually unfamiliar territory….
Frequently Asked Questions
If you live in the Albuquerque or Scottsdale area and have a net worth of over $500,000, JMA is equipped to serve you. Financial planning is valuable for anyone with meaningful financial complexity, especially if you’re:
- Approaching retirement
- Selling a business
- Receiving equity compensation
- Managing significant investments
- Planning charitable giving
- Preparing to transfer wealth to the next generation
- Navigating a major life transition