Financial Planning
Long-Term Care Planning Isn’t Just About Insurance
Long-term care planning starts before the insurance question. Decide what care you would want, who would realistically provide it, and what resources could cover it. Only then does the useful question appear: how much of that risk do you actually need to insure, and how much can you carry yourself? A recent conversation with a…
How to Manage Sudden Wealth: The Emotional Side
Sudden wealth changes your balance sheet immediately and your confidence slowly. Families who handle it well usually pause before expanding their lifestyle, decide what the money is for before deciding what to buy, and set expectations with family early. Wealth is a tool, not an identity. When a business owner sells the company they’ve spent…
Midterm Election Years: A Biblical View of Markets
Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus. – Philippians 4:6-7 (NIV) Election years can make uncertainty feel more urgent. A client recently…
Business Exit Planning: What Business Owners Should Do Before Selling Their Company
Most business owners will generally only sell or transition a company once in their lives. That makes the process different from nearly every other major responsibility they handle. Owners may negotiate contracts, hire employees, review financial statements, and make strategic decisions every week. But selling the business they spent decades building is usually unfamiliar territory….
How Much Money Is Enough? A Simple Framework for Giving, Saving, and Spending as a Young Family
One of the most common questions we hear from young families is: “How should we allocate our cash flow?” How much should we spend? How much should we save for retirement or our kids’ education? And how much should we give? If you’re wrestling with those questions, you’re not alone. Young families are pulled in…