Financial Planning
How Much Money Is Enough? A Simple Framework for Giving, Saving, and Spending as a Young Family
One of the most common questions we hear from young families is: “How should we allocate our cash flow?” How much should we spend? How much should we save for retirement or our kids’ education? And how much should we give? If you’re wrestling with those questions, you’re not alone. Young families are pulled in…
Losing a Spouse: Preparing for Life’s Hardest Transition
“You cannot prepare your heart for the loss of a spouse, but you can prepare your household.” Few life events reshape our lives as profoundly as losing a spouse. In a matter of days, a grieving husband or wife is often faced with decisions about finances, legal documents, insurance, taxes, and daily responsibilities-all while processing…
The Dangers of Gambling
As many of our clients know, one of the distinguishing characteristics of our Biblically Responsible Investing strategies at John Moore Associates is that we avoid investing in companies whose primary revenues come from industries such as gambling, alcohol, abortion, tobacco, and pornography. Occasionally, someone may ask, “What is wrong with placing a small bet during…
Teaching Generosity to Kids
When people think about the legacy they hope to leave, they often think about passing down financial security, family traditions, or cherished memories. Yet one of the most meaningful legacies we hear our clients talk about is raising children and grandchildren who are generous with their time, talents, and treasure. We are told in Proverbs…
How Charitable Planning Can Create More Impact and More Clarity
Many families we work with are generous by nature. They give to their church, support ministries, respond to needs in their community, help friends raise support, and make year-end gifts to organizations they care about. That kind of generosity is good. But over time, some families begin asking a deeper question: Are we giving in…