Andy Ferguson, Financial Planner | CFP® | CKA®
Retirement Plans for Business Owners
Most solo entrepreneurs work tirelessly to build something lasting, yet many miss key opportunities to secure their own financial future. Not long ago, I sat down with a business owner who had been faithfully saving for years. She had done everything “right” according to the advice she’d received: setting aside money diligently in a taxable…
Claiming Wisely: Social Security & Income Planning
I recently met with a couple who, like many nearing retirement, assumed the best approach was to start Social Security as soon as they were eligible. Their logic was simple: “We’ve paid into the system all these years. Let’s start getting something back.” It’s a common mindset. But when we took a step back and…