Andy Ferguson, Financial Planner | CFP® | CKA®
Beyond Retirement: A Biblical Perspective for a Modern Age
A client recently told me, “I thought retirement would be the reward after a life of hard work. But instead of feeling free, I feel lost.” This honest reflection isn’t uncommon. Hard-working people often dream of retirement only to feel purposeless at the end of their working years. For many, the concept of retirement has…
Retirement Plans for Business Owners
Most solo entrepreneurs work tirelessly to build something lasting, yet many miss key opportunities to secure their own financial future. Not long ago, I sat down with a business owner who had been faithfully saving for years. She had done everything “right” according to the advice she’d received: setting aside money diligently in a taxable…
Claiming Wisely: Social Security & Income Planning
I recently met with a couple who, like many nearing retirement, assumed the best approach was to start Social Security as soon as they were eligible. Their logic was simple: “We’ve paid into the system all these years. Let’s start getting something back.” It’s a common mindset. But when we took a step back and…