Financial Planning
Miracle on the Hudson
January 15th marked the tenth anniversary of the successful ditching of US Air flight 1549 in the Hudson River. Coordinated teamwork allowed the flying skills of Captain Sully Sullenberger and First Officer Jeff Skiles to bring the virtually powerless plane to rest on the flowing waters, just outside Manhattan. Skillful crew coordination with the flight…
Back to Basics
At JMA we teach Six Keys to Financial Success: Spend less than you make Be prudent about debt Build liquidity Set long‐term goals Act like a manager, not an owner Give Generously These timeless principles not only help you meet long‐term goals, but also prepare you for the hard times we all face at some…
Why I Hired a Financial Advisor, by a Financial Advisor
Friends and prospective clients often ask me why they should hire a financial advisor. It’s a logical question. Why should they? I thought it might be helpful to share why I hired an advisor before switching careers and becoming an advisor myself. I was once a pharmacist, having spent a 30-year career with Walgreens. I…
When Smaller Makes Sense
“Age & Stage” is a term you’ll hear our team members use from time to time to describe our reasoning for a particular financial recommendation. As I mentioned in previous post, different people can be at different life stages at the same age, or the same stage at different ages, and each impacts the structure…
Age & Stage
When we work with your family, you will probably hear us use the term “Age and Stage” to describe part of the process we use to build and implement your financial plan. While folks may be at different stages at the same age or the same stage at different ages, it is important for your…