Money 101
Using Student Loans Responsibly
Student loan debt is a hot-button issue for many. If you ask your older friends, family members, and people in your community, you’ll likely get conflicting advice about whether college is worthwhile and how to approach paying for classes-and student loans are often a big part of that conversation. Taking on such a major debt…
Life Insurance as an Act of Stewardship
A few years ago, I sat down with a couple who were both schoolteachers. They had recently purchased permanent life insurance policies, sold to them as a kind of financial Swiss Army knife: life insurance, retirement savings, college savings, even a pseudo bank account, all in one. The promise? Tax-free growth and flexible use. But…
The Often-Overlooked Steps When Starting a Business
As we celebrate the birth of our nation each July, we’re reminded of the vision, values, and determination it took to establish something entirely new. Starting a business may not involve drafting a declaration or leading a revolution, but in many ways, it’s a similar endeavor. Both nations and businesses begin with a core set…
Understanding Economic Buzzwords (Without the Fear)
Every time you open your favorite news app, the headlines practically scream: “The Dollar Is Collapsing!” “Inflation Spiraling Out of Control!” “Recession Is Imminent!” You open TikTok or YouTube and find an influencer urgently warning you to buy gold, sell everything, or adopt the latest get-rich scheme. Fear is powerful. It gets people’s attention. It…
Understanding Employee Benefits
Starting your first “real” job comes with a lot of firsts: your first steady paycheck, your first professional responsibilities, and your first experience navigating employee benefits. You’ve probably heard terms like 401(k), health insurance, and disability coverage, but they may not have felt relevant-until now. It’s easy to put benefits on the back burner when…