Money 101
Sticking to Your Spending Plan
As we talked about in Part 2 of our series, understanding the uses of money and creating a money plan that considers every category is important. But a budget is only helpful if you follow it, and sticking to a plan in the face of temptation isn’t always easy. Here are a few tips for…
Your Spending Plan: The Five Uses of Money
In the first part of our article series on making and sticking with a spending plan, we explained some of what a budget is and why it’s important to set healthy financial habits from an early age. We also talked about why you should start thinking of your money as a tool rather than an…
Finances and the Next Generation: Making a Spending Plan
Healthy financial habits are the key to reaching your goals. Thinking about money the right way and developing a good relationship with your finances can reduce stress and set you up for a life you want, pursuing what matters to you. But none of us are born with financial skills. They need to be learned…
Money 101: How Do Credit Cards Work?
For young people beginning their financial journey, few topics hold as much mystique and stigma as credit cards. We’ve seen people at both unhealthy ends of a spectrum: those who accrue consumer debt, and those who avoid credit cards altogether. The truth is that credit cards are neither good nor bad. They are merely tools…
Where Am I Going? Financial Literacy Tips for Young Adults
Have you ever tried to use a GPS without entering an address? Try typing “I don’t know where I want to go” in the Google Maps search bar. You will most likely get results saying something like, “No results found on Google Maps.” Apparently, a GPS requires a destination before it will give you directions….