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Planning for Generosity in 2024

By Brian Cochran, Financial Planner | CFP® | CKA® | December 1, 2023
Brian Cochran

For many people, the end of the year is the time for giving. It may be that the holiday season inspires a spirit of generosity for some. Others make a more calculated decision to maximize their charitable contributions for the year as part of their year-end tax strategy. Whatever the case, as we approach the…

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Turbulence in the Current Bond Market

By Brian Cochran, Financial Planner | CFP® | CKA® | October 31, 2023
Brian Cochran

The bond market has historically been seen as a more conservative safe haven for investors when compared to the stock market. As we’re currently seeing, however, bond prices can also experience volatility. If you’re seeing red in unusual places as you review your investments, some of that turbulence may be to blame. The bond market…

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Where Am I Going? Financial Literacy Tips for Young Adults

By Bethany Miller, Assistant Financial Advisor | CFP® | October 25, 2023
Bethany Filer, JMA

Have you ever tried to use a GPS without entering an address? Try typing “I don’t know where I want to go” in the Google Maps search bar. You will most likely get results saying something like, “No results found on Google Maps.” Apparently, a GPS requires a destination before it will give you directions.…

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A Tax-Efficient Way to Pay for Education

By Cole Leonida, Financial Planner | CFP® | CPWA® | CKA® | October 10, 2023
Cole Leonida, JMA Associates

With the cost of education on the rise and student debt looming large in the public conversation, it’s only natural that families would be looking for ways to save a bit of money while securing an academic future for the next generation. One well-known but underutilized option, the 529 college savings plan, has recently become…

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The Challenge of Our Current Housing Market

By Brian Cochran, Financial Planner | CFP® | CKA® | September 5, 2023
Brian Cochran

If you’ve considered buying a home in the past year, you’ve undoubtedly discovered that the housing market is in a less-than-ideal state, to put it mildly. Prices are up, interest rates are high, and many families are being priced out of the market for homes they might have easily purchased just a few years ago.…

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