Financial Planning
The way you plan for your financial future can transform your present. JMA can help you see your financial plan as a driver for your values and convictions.
Our financial planning approach.
Your money isn’t just yours. You’re a faithful steward of resources that affect not only you, but also the lives of your loved ones and the world around you. As your advisor, it’s our role to provide principled counsel, drawing from a worldview that reflects generosity, wisdom, and flourishing.
At JMA, we define financial planning as the continuous, predetermined allocation of limited resources among unlimited, changing alternatives
Continuous
Our planning process is based on long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined
Money decisions should be proactive and thoughtful, not reactive and emotional.
Limited Resources
No matter the number on your balance sheet, your finite resources must be stewarded wisely.
Unlimited Alternatives
Decision-making is all about tradeoffs, which become more complex and challenging as your wealth grows.
How We Help
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Investment Management
Your future is more valuable than a cookie-cutter portfolio. Our investment management strategies operate completely in-house, overseen by our investment committee, providing you with unique opportunities for values-based investing.
Multigenerational Planning
We see multigenerational planning as preparing the next generation for your wealth, not the other way around. It's our great joy to serve multiple generations in our office, equipping children and grandchildren to steward a potential windfall or inheritance.
Charitable Giving
At JMA, charitable giving is more than a line item on your tax return. We see your desire for generosity and want to help you amplify your impact. We want to help you make charitable giving a robust piece of your financial plan and your life.
Tax Strategy
More complex finances equate to more complex tax considerations. Our team regularly reviews your tax returns and coordinates with your CPA on tax-related topics like charitable giving, Roth conversions, Medicare planning, and more.
How We Work
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Ready to See Your Whole Plan Come Together?
Every plan starts with a conversation about your family, your goals, and
what you want your wealth to accomplish.
Financial Planning Insights
Tax Incentives Are Not a Sin | Part Three
Written By Brian Cochran, CFP®, Certified Kingdom Advisor® Financial Planner Part 3 of a 3 Part Series With this Insights, we conclude our reflection on tax season along our theme, Tax Incentives Are Not A Sin. In part one of this three-part series on tax reduction strategies, we explored ways you can save taxes by…
Tax Incentives Are Not A Sin | Part Two
Published on Monday, June 26, 2017 Written By Brian Cochran, CFP®, Certified Kingdom Advisor® Financial Planner Part 2 in a 3 Part Series Our reflection on tax season continues along our theme, Tax Incentives Are Not A Sin. In part one of our three-part series on tax reduction strategies, we explored ways you can save…
Tax Incentives Are Not a Sin | Part One
Published on Tuesday, May 23, 2017 Written By Brian Cochran, CFP®, CKA® Financial Planner Part 1 in a 3 Part Series The dust has settled after another tax season. This time every year, I hear from frustrated clients who, upon reviewing their tax returns, ask, “How can I pay less taxes next year?” In the…
Frequently Asked Questions
If you live in the Albuquerque or Scottsdale area and have a net worth of over $500,000, JMA is equipped to serve you. Financial planning is valuable for anyone with meaningful financial complexity, especially if you’re:
- Approaching retirement
- Selling a business
- Receiving equity compensation
- Managing significant investments
- Planning charitable giving
- Preparing to transfer wealth to the next generation
- Navigating a major life transition