Bethany Miller, Financial Planner | CFP® | CKA®
Financial Planning Month: Creating a Rhythm for Your Financial Life
Financial Planning Month is observed each October and is a good reminder to step back and look at your whole financial life before year-end. A simple annual financial review begins with gratitude, reflects honestly on the past year, and then looks ahead at how you can steward what you’ve been given across four areas: how…
How Much Money Is Enough? A Simple Framework for Giving, Saving, and Spending as a Young Family
One of the most common questions we hear from young families is: “How should we allocate our cash flow?” How much should we spend? How much should we save for retirement or our kids’ education? And how much should we give? If you’re wrestling with those questions, you’re not alone. Young families are pulled in…
Why High Earners Still Need a Financial Plan
IT’S NOT ABOUT EARNINGS You’re a type A personality. You worked hard in college and entered a lucrative career. You have a great work ethic and even greater earnings potential. So, there’s no need to make a financial plan, right? Not exactly. A bigger paycheck doesn’t guarantee success. No matter how many zeros are behind…
Finances and Marriage: A Bridge or a Barrier
In marriage, money is never neutral. It either becomes a source of connection or polarization. Why? Because money is one of the most vulnerable and invasive parts of your relationship. Every money decision your spouse makes affects not only your present, but also your future financial well-being. And vice versa. If your spouse makes a…
Taxes: It’s All About the Mindset
What comes to mind when you hear the word taxes? Pause for a moment and answer that honestly before reading on. Maybe you think of the tax withheld from your paycheck or the annual inconvenience of filing a return. Perhaps you think about last year’s tax bill or refund. Or maybe you quickly change the subject in your mind to avoid thinking about them altogether. Whether you realize it or not,…