Financial Planning
The Year of Employment
The U.S. jobs market is on fire. And not the “crumbling-into-a-smoldering-pile-of-ash” kind. We are experiencing a record-setting environment, and most Americans have no idea. Either they’re oblivious or so misinformed that they can’t appreciate it. There are currently over one million more job openings than there are unemployed people to fill them! “Help Wanted” signs…
Staring into the Depths of Debt
January is here, which means Christmas is over. But debt still lingers long after the bells stop jingling. John Moore Associate’s Brian Cochran discusses how to look at debt, how you can mitigate it, and why borrowing isn’t a sin. Any opinions are those of Brian Cochran and not necessarily those of Raymond James….
The SECURE Act: Who Does it Affect?
The new decade brings with it new laws. Congress passed the SECURE Act in late December, which includes many impactful reforms for retirement plans, along with a few ancillary tax updates and extensions. The SECURE Act will touch most American families in one way or another. Rather than try to relay all of the changes…
Give, and You Will Receive
There’s such thing as buyer’s remorse, but never giver’s remorse. CERTIFIED FINANCIAL PLANNER™ professional Brian Cochran, of John Moore Associates, explains how you should give now to reap the benefits, how your money isn’t actually yours to begin with, and how it’s never too early- or too late- to start giving. This material is being…
The Risk of Doing Nothing
“The price of inaction is far greater than the cost of making a mistake.” -Meister Eckhart I was recently asked, “What is the most common mistake you see when advising families with their personal finances?” I thought back on all the wild decisions and unusual behaviors I’ve witnessed over the years. While many of those…