Financial Planning
Helping you live the richest life possible.
We approach financial planning a little differently.
To start, we don’t consider your money, well, yours. You’re a steward of resources that affect not only you, but also the lives of the people you love and the world around you. As advisors, it’s our role to provide principled counsel drawing from a worldview that takes more into account.
Secondly, we have a different definition of financial planning: the continuous, predetermined allocation of limited resources among unlimited alternatives.
Continuous – Our planning process is based on a long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined – The best money decisions are proactive and thoughtful, not reactive and emotional.
Limited Resources – Whether you have $500,000 or $50,000,000, your finite resources must be stewarded wisely.
Unlimited Alternatives – Decision making is all about tradeoffs, which become more complex and challenging as your wealth grows.
The Way We Work
A Handshake Starts Things Off On The Right Foot
We spend our first meeting getting to know you, your family, your values, your goals, and your expectations.
Looking Ahead to the Future
In our second meeting, we help you connect numbers to goals. After gathering your financial information, we walk you through our comprehensive planning software to affirm goals, identify where you stand today, and share our initial insights.
Principled Counsel
Lastly, we share our actionable recommendations. This might include investment strategies, estate planning considerations, tax planning opportunities, social security filing, insurance changes, and cash flow allocation.
Continuous Support
Once you complete the initial onboarding, we transition to semi-annual review meetings where we revisit your plan, update goals, and share changes based on new tax, estate, and investment opportunities.
Certified Kingdom Advisors®
Our dedication to our clients and our purpose as stewards of their wealth includes the continuous pursuit of knowledge and raising our practice to a higher level of expertise and understanding.
Additional Financial Planning Insights
The Year of Employment
The U.S. jobs market is on fire. And not the “crumbling-into-a-smoldering-pile-of-ash” kind. We are experiencing a record-setting environment, and most Americans have no idea. Either they’re oblivious or so misinformed that they can’t appreciate it. There are currently over one million more job openings than there are unemployed people to fill them! “Help Wanted” signs…
Staring into the Depths of Debt
January is here, which means Christmas is over. But debt still lingers long after the bells stop jingling. John Moore Associate’s Brian Cochran discusses how to look at debt, how you can mitigate it, and why borrowing isn’t a sin. Any opinions are those of Brian Cochran and not necessarily those of Raymond James….
The SECURE Act: Who Does it Affect?
The new decade brings with it new laws. Congress passed the SECURE Act in late December, which includes many impactful reforms for retirement plans, along with a few ancillary tax updates and extensions. The SECURE Act will touch most American families in one way or another. Rather than try to relay all of the changes…
Give, and You Will Receive
There’s such thing as buyer’s remorse, but never giver’s remorse. CERTIFIED FINANCIAL PLANNER™ professional Brian Cochran, of John Moore Associates, explains how you should give now to reap the benefits, how your money isn’t actually yours to begin with, and how it’s never too early- or too late- to start giving. This material is being…
The Risk of Doing Nothing
“The price of inaction is far greater than the cost of making a mistake.” -Meister Eckhart I was recently asked, “What is the most common mistake you see when advising families with their personal finances?” I thought back on all the wild decisions and unusual behaviors I’ve witnessed over the years. While many of those…