Financial Planning
Helping you live the richest life possible.
We approach financial planning a little differently.
To start, we don’t consider your money, well, yours. You’re a steward of resources that affect not only you, but also the lives of the people you love and the world around you. As advisors, it’s our role to provide principled counsel drawing from a worldview that takes more into account.
Secondly, we have a different definition of financial planning: the continuous, predetermined allocation of limited resources among unlimited alternatives.
Continuous – Our planning process is based on a long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined – The best money decisions are proactive and thoughtful, not reactive and emotional.
Limited Resources – Whether you have $500,000 or $50,000,000, your finite resources must be stewarded wisely.
Unlimited Alternatives – Decision making is all about tradeoffs, which become more complex and challenging as your wealth grows.
The Way We Work
A Handshake Starts Things Off On The Right Foot
We spend our first meeting getting to know you, your family, your values, your goals, and your expectations.
Looking Ahead to the Future
In our second meeting, we help you connect numbers to goals. After gathering your financial information, we walk you through our comprehensive planning software to affirm goals, identify where you stand today, and share our initial insights.
Principled Counsel
Lastly, we share our actionable recommendations. This might include investment strategies, estate planning considerations, tax planning opportunities, social security filing, insurance changes, and cash flow allocation.
Continuous Support
Once you complete the initial onboarding, we transition to semi-annual review meetings where we revisit your plan, update goals, and share changes based on new tax, estate, and investment opportunities.
Certified Kingdom Advisors®
Our dedication to our clients and our purpose as stewards of their wealth includes the continuous pursuit of knowledge and raising our practice to a higher level of expertise and understanding.
Additional Financial Planning Insights
Get Financially Fit – Financial Health with Brian Cochran
Flexing Your Finance Muscles Brian Cochran, Financial Planner at John Moore Associates, talks about how personal finance is a lot like personal health, when it’s a good time to hire a financial “personal trainer,” and the two crucial things you should be doing when you receive money. The podcast can currently be heard at: https://abqconnect.online/brian-cochran/…
Recession Reality Check
If we have a recession in the next year, it will be the first one that everyone saw coming. Everywhere I go, people are talking about “this recession,” “the coming recession” or “Trump’s recession.” It is almost as if a press release was sent out by the economy announcing a recession is scheduled to occur…
Slinging Junk Food
They say no news is good news. I believe that no news outlets are good news outlets, either. Most of the major national media companies are not your friend. In fact, I’ll go so far to say that I believe many of them should be viewed on the same level as drug dealers pushing their…
Should I Refinance My Mortgage?
Our team of financial advisors collaborates with many local specialists in the markets we serve. I asked one of those specialists, Scott Cummings of Fairway Independent Mortgage, to provide a guest blog post regarding the recent drop in interest rates and the buzz around mortgage refinancing. Feel free to share Scott’s content with friends and…
Things Are Good, Why Do I Feel Bad?
I love standup comedians. As observers of society, they call out what the rest of us can’t see or refuse to acknowledge. It’s easy to brush off even the best comedians as simple entertainers. I think many are geniuses. One of my favorite comedians, Jerry Seinfeld, has a show called Comedians in Cars Getting Coffee….