Financial Planning
The way you plan for your financial future can transform your present. JMA can help you see your financial plan as a driver for your values and convictions.
Our financial planning approach.
Your money isn’t just yours. You’re a faithful steward of resources that affect not only you, but also the lives of your loved ones and the world around you. As your advisor, it’s our role to provide principled counsel, drawing from a worldview that reflects generosity, wisdom, and flourishing.
At JMA, we define financial planning as the continuous, predetermined allocation of limited resources among unlimited, changing alternatives
Continuous
Our planning process is based on long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined
Money decisions should be proactive and thoughtful, not reactive and emotional.
Limited Resources
No matter the number on your balance sheet, your finite resources must be stewarded wisely.
Unlimited Alternatives
Decision-making is all about tradeoffs, which become more complex and challenging as your wealth grows.
How We Help
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Investment Management
Your future is more valuable than a cookie-cutter portfolio. Our investment management strategies operate completely in-house, overseen by our investment committee, providing you with unique opportunities for values-based investing.
Multigenerational Planning
We see multigenerational planning as preparing the next generation for your wealth, not the other way around. It's our great joy to serve multiple generations in our office, equipping children and grandchildren to steward a potential windfall or inheritance.
Charitable Giving
At JMA, charitable giving is more than a line item on your tax return. We see your desire for generosity and want to help you amplify your impact. We want to help you make charitable giving a robust piece of your financial plan and your life.
Tax Strategy
More complex finances equate to more complex tax considerations. Our team regularly reviews your tax returns and coordinates with your CPA on tax-related topics like charitable giving, Roth conversions, Medicare planning, and more.
How We Work
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Ready to See Your Whole Plan Come Together?
Every plan starts with a conversation about your family, your goals, and
what you want your wealth to accomplish.
Financial Planning Insights
Business Exit Planning: What Business Owners Should Do Before Selling Their Company
Most business owners will generally only sell or transition a company once in their lives. That makes the process different from nearly every other major responsibility they handle. Owners may negotiate contracts, hire employees, review financial statements, and make strategic decisions every week. But selling the business they spent decades building is usually unfamiliar territory….
How Much Money Is Enough? A Simple Framework for Giving, Saving, and Spending as a Young Family
One of the most common questions we hear from young families is: “How should we allocate our cash flow?” How much should we spend? How much should we save for retirement or our kids’ education? And how much should we give? If you’re wrestling with those questions, you’re not alone. Young families are pulled in…
Losing a Spouse: Preparing for Life’s Hardest Transition
“You cannot prepare your heart for the loss of a spouse, but you can prepare your household.” Few life events reshape our lives as profoundly as losing a spouse. In a matter of days, a grieving husband or wife is often faced with decisions about finances, legal documents, insurance, taxes, and daily responsibilities-all while processing…
The Dangers of Gambling
As many of our clients know, one of the distinguishing characteristics of our Biblically Responsible Investing strategies at John Moore Associates is that we avoid investing in companies whose primary revenues come from industries such as gambling, alcohol, abortion, tobacco, and pornography. Occasionally, someone may ask, “What is wrong with placing a small bet during…
Teaching Generosity to Kids
When people think about the legacy they hope to leave, they often think about passing down financial security, family traditions, or cherished memories. Yet one of the most meaningful legacies we hear our clients talk about is raising children and grandchildren who are generous with their time, talents, and treasure. We are told in Proverbs…
Frequently Asked Questions
If you live in the Albuquerque or Scottsdale area and have a net worth of over $500,000, JMA is equipped to serve you. Financial planning is valuable for anyone with meaningful financial complexity, especially if you’re:
- Approaching retirement
- Selling a business
- Receiving equity compensation
- Managing significant investments
- Planning charitable giving
- Preparing to transfer wealth to the next generation
- Navigating a major life transition