Financial Planning
The way you plan for your financial future can transform your present. JMA can help you see your financial plan as a driver for your values and convictions.
Our financial planning approach.
Your money isn’t just yours. You’re a faithful steward of resources that affect not only you, but also the lives of your loved ones and the world around you. As your advisor, it’s our role to provide principled counsel, drawing from a worldview that reflects generosity, wisdom, and flourishing.
At JMA, we define financial planning as the continuous, predetermined allocation of limited resources among unlimited, changing alternatives
Continuous
Our planning process is based on long-term relationship and ongoing conversation about your evolving financial priorities.
Predetermined
Money decisions should be proactive and thoughtful, not reactive and emotional.
Limited Resources
No matter the number on your balance sheet, your finite resources must be stewarded wisely.
Unlimited Alternatives
Decision-making is all about tradeoffs, which become more complex and challenging as your wealth grows.
How We Help
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Investment Management
Your future is more valuable than a cookie-cutter portfolio. Our investment management strategies operate completely in-house, overseen by our investment committee, providing you with unique opportunities for values-based investing.
Multigenerational Planning
We see multigenerational planning as preparing the next generation for your wealth, not the other way around. It's our great joy to serve multiple generations in our office, equipping children and grandchildren to steward a potential windfall or inheritance.
Charitable Giving
At JMA, charitable giving is more than a line item on your tax return. We see your desire for generosity and want to help you amplify your impact. We want to help you make charitable giving a robust piece of your financial plan and your life.
Tax Strategy
More complex finances equate to more complex tax considerations. Our team regularly reviews your tax returns and coordinates with your CPA on tax-related topics like charitable giving, Roth conversions, Medicare planning, and more.
How We Work
Your financial plan has the power to reflect your deepest-held values. We help you align those values with where and how you spend, save, invest, and give, creating new avenues and opportunities for stewardship.
Ready to See Your Whole Plan Come Together?
Every plan starts with a conversation about your family, your goals, and
what you want your wealth to accomplish.
Financial Planning Insights
Why High Earners Still Need a Financial Plan
IT’S NOT ABOUT EARNINGS You’re a type A personality. You worked hard in college and entered a lucrative career. You have a great work ethic and even greater earnings potential. So, there’s no need to make a financial plan, right? Not exactly. A bigger paycheck doesn’t guarantee success. No matter how many zeros are behind…
Mid-Year Tax Planning: Creating Opportunities Before Year-End
A few years ago, we worked with a client who was surprised to learn that a portion of his Social Security benefits became taxable at the state level. The issue wasn’t a major mistake or an unusual transaction. In fact, his income simply ended up slightly above New Mexico’s income threshold for exempting Social Security…
Why Bonds Deserve a Second Look
For years, bonds were the forgotten corner of investing. When interest rates sat near historic lows, many investors understandably focused their attention on stocks. Growth opportunities felt abundant, and bonds often seemed… boring. But in today’s environment of elevated inflation and higher interest rates, bonds are becoming attractive again, not because they’re exciting, but because…
How We’re Growing to Serve You Better
In 2019, I had the privilege of becoming the majority shareholder at John Moore Associates, marking a significant step in the continuity plan we began years earlier in 2013. With that transition came both an honor and a responsibility to carry forward the values and principles that John Moore faithfully established, while also leading the…
Navigating 2026 Tax Changes with Intention and Wisdom
Each new year brings change, but 2026 arrives with a particularly full plate of tax reforms that could significantly affect how families plan and give. At John Moore Associates, we see these changes as opportunities to steward resources wisely and reflect intentionality guided by biblical principles. Let me walk you through some of the key…
Frequently Asked Questions
If you live in the Albuquerque or Scottsdale area and have a net worth of over $500,000, JMA is equipped to serve you. Financial planning is valuable for anyone with meaningful financial complexity, especially if you’re:
- Approaching retirement
- Selling a business
- Receiving equity compensation
- Managing significant investments
- Planning charitable giving
- Preparing to transfer wealth to the next generation
- Navigating a major life transition