Investment Management
The SECURE 2.0 Act and Your Retirement
The SECURE 2.0 Act introduces more than 90 changes to the rules around retirement savings. Many of these changes create opportunities and add flexibility, but they may also introduce greater complexity to your financial plan. With so many new changes set to roll out over the next few years, it’s easy to get overwhelmed. What’s…
Economic Update From Economist Fritz Meyer
Independent economist and market analyst Fritz Meyer presents his expert insights on what could lie on the financial horizon in 2023.
To Risk or Not to Risk?
As you’ve undoubtedly noticed, 2022 was a big year for interest rate hikes. All told, the Fed raised borrowing rates seven times last year, ending with interest rates higher than they’ve been since 2007. The purpose of these interest rates is to slow economic growth and reduce inflation. There is an expected but welcome side…
Why Now is Not the Time to Buy Annuities
They say the only certainties in life are death and taxes. I’d be tempted to add one more truth to that list: Whenever there is an economic downturn, annuity sales rise. Annuity sales for 2022 broke $300 billion, shattering the previous record set during the 2008 recession. The timing of these purchases is not coincidental….
Annual Portfolio Rebalancing
Nobody knows what the future holds. This is true in many aspects of life, but it seems especially true for investing. Markets fluctuate, and there is no one investment style that always performs well in any given year. From one year to the next, investment account performance is often seemingly random. Big-picture financial trends can…